"Writing a Will in India: A Guide for Senior Citizens

How to draft a will, a guide for all.

COMMUNICATION AND INFORMATION

Dr Sharon Anna Thomas , Ms. Bini T A (LLB, Govt.Law college, Ernakulam)

5/18/20242 min read

Drafting a will is a critical aspect of estate planning that ensures your assets are distributed as per your wishes after you're gone.

In India, a will is a legal document that demands careful consideration of various legal nuances to be valid. The significance of a will lies in preventing confusion, disputes, and legal tangles among family members and heirs.A will outlines how a person's assets, property, and belongings will be distributed post their demise. Having a valid will is crucial to ensure your wishes are honored and to sidestep potential disputes. It can also designate an executor responsible for executing the instructions in the will.

A will is" A legal document that outlines how a person's or a testator's assets, property, and belongings will be distributed after their death". It is essential to have a valid will to ensure that one's wishes are carried out, and to avoid any potential disputes or legal issues that may arise. A will can also appoint an executor, who is responsible for carrying out the instructions outlined in the will.

To create a valid will, it's advisable to seek guidance from a legal expert. The will should clearly express your intentions and be signed in the presence of two witnesses. Regular updates to the will are essential to reflect changes in assets. In India, will registration isn't mandatory, and it can be revoked at any time during the testator's lifetime.

Senior citizens in India need to consider specific aspects concerning succession and inheritance, such as the Hindu Succession Act, 1956, and the Indian Succession Act, 1925, which govern property succession among Hindus and Christians, respectively. Understanding these laws is crucial for seniors to comprehend their rights and responsibilities.

The Indian Succession Act, 1925, delineates its provisions from Section 59 onwards, categorizing wills into privileged and unprivileged types. Privileged wills are crafted by armed forces members, while unprivileged wills are by others. Wills by individuals with certain impairments are considered invalid.

The Indian Succession Act,1925 contains its description in Section 59 onwards.

There are currently two types of wills -

1. Privileged Wills- is a will prepared by members of the armed forces.

2. Unprivileged Wills - all wills prepared by other people.

Wills written by blind, deaf, dumb or mentally unsound persons are invalid.

Essentials of a valid will are-

1. The testator must be 18 years old and above.

2.He should be of sound mind while writing a will.

3. It should be free from any undue influence or coercin.

4. It must be in writing. In rare cases, the oral will be recognized under the Muslim Personal Law.

5. It must be signed in the presence of at least two witnesses and should be attested by them.

Land, house, flat, bank deposits, jewellery, company shares, present and future assets etc. can be included in the will. If the beneficiary is a minor, the testator must appoint a faithful guardian until he or she attains maturity as prescribed by the law. Mostly the wills are probated to avoid disputes after the death of the testator.

In essence, drafting a will is paramount for senior citizens in India to ensure their assets are distributed per their desires. Understanding legal intricacies and seeking professional advice can help avoid legal entanglements and safeguard the testator's interests. It's crucial for individuals to seek legal counsel to uphold their rights and ensure legal compliance."